Payment cycles
Cash flow around funding and rebate cycles
Medicare incentives, NDIS claims, Child Care Subsidy, Support at Home and PBS all pay on their own timetable. Here's how to keep wages and rent covered in between.
NDIS payment timing
Why NDIS payments can take longer than expected, what the NDIA says about payment times, and practical ways providers bridge payroll and claims.
Read more →Bulk billing and Medicare
How the quarterly 12.5% bulk billing incentive (BBPIP) changes GP practice cash flow, and how to plan wages, rent and payroll tax around its timing.
Read more →Child Care Subsidy
How Child Care Subsidy timing affects centre cash flow: session reports within 14 days, gap fees, the 3 Day Guarantee and planning wages around subsidy.
Read more →Support at Home
How Support at Home claiming affects home care cash flow: claims after delivery, special payments for claim barriers, and bridging wages until paid.
Read more →Pharmacy and PBS
How pharmacy cash flow works: weekly PBS payments with online claiming, wholesaler accounts, stock holdings and seasonality, plus ways to fund peaks.
Read more →Wage rises and super
How care businesses plan cash flow for wage rises, the ECEC Worker Retention Payment and Payday Super from 1 July 2026, and finance to bridge the gaps.
Read more →See what your business could qualify for
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